Most homeowners have no idea what’s possible with the equity in their house. It’s real money. Most banks never bring it up. Here’s what other homeowners are finding out.
Available to homeowners with an existing mortgage.
Compare Home Equity Offers →Why homeowners trust LendingTree
Source: LendingTree.com
Your home is probably worth more than when you bought it. Maybe a lot more. The difference between what it’s worth today and what you still owe is equity you’ve already built. Most homeowners have never been shown how to use it.
Here’s what most banks never bring up: a home equity line of credit is a separate loan from your first mortgage. Nothing to do with your existing rate. Your rate stays where it is. Comparing what lenders would offer takes a few minutes and doesn’t affect your credit score.
Here’s what a lot of homeowners have been finding out. If you’re already ready to compare, see personalized offers from LendingTree’s network of 300+ lenders →
You’ve banked with them for years. You trust them. Of course you call them first. Problem is, your bank already has you. They don’t need to win your business. They know it too.
Loyalty doesn’t show up in your offer. It shows up in your bank’s retention numbers. The moment other lenders are competing for your business, what they put on the table changes. That’s exactly what LendingTree’s network of 300+ lenders is built to do.
Takes about 3 minutes. No impact to your credit score.
It’s a reasonable assumption. You’ve made every payment, been a reliable customer. Surely that’s worth something. In lending, it isn’t. Lenders save their sharpest terms for new customers they’re trying to win. You’re already won.
Your history with them isn’t the asset. Your equity is. And equity only works for you when other lenders are competing for your business. Comparing is how you turn years of payments into actual leverage.
Takes about 3 minutes. No obligation.
“I don’t want to damage my credit just by looking around.” That concern has stopped more homeowners than anything else. And it isn’t accurate.
Requesting offers through LendingTree has no impact to your credit score. No lender pulls your full credit report as part of the comparison process. You see what’s available. Then you decide if you want to move forward.
Getting one offer feels thorough. It isn’t. One number with nothing to compare it against tells you almost nothing. You have no baseline. No way to know if you’re looking at competitive terms or just whatever that lender felt like offering.
Comparing multiple offers is what makes one offer actually mean something. LendingTree has connected 111 million Americans with lenders across their 300+ lender network. The comparison is the research.
Takes about 3 minutes. No obligation.
“I’ll look into it when rates change.” “When I have more equity.” “When things settle down.” The delay makes sense. But homeowners who wait to look never find out what was available while they waited.
Equity positions change. Lender availability changes. The comparison is free and takes a few minutes. Every month without a comparison is a month making decisions without the full picture. Knowing what you qualify for right now costs nothing. Not knowing might.
Takes about 3 minutes. No impact to your credit score.
Most homeowners who compare say the same thing: they didn’t realize how many options they had. Takes a few minutes. Costs nothing. No impact to your credit score.
Get Personalized Offers →See what lenders in LendingTree’s network would actually offer you. Takes a few minutes. No impact to your credit score. No obligation.
Get Personalized Home Equity Offers →